A will ensures that your assets are distributed according to your wishes after your death. Without a valid will, the law (intestacy rules) decides how your estate is divided, which may not align with your preferences. It also allows you to appoint guardians for minor children and make specific arrangements for the care of loved ones.

If you die without a will (intestate), your estate is distributed according to the UK’s intestacy laws. This may result in unintended consequences, such as distant relatives or the state inheriting your assets, and it can lead to disputes among family members.

It’s recommended to review and update your will after major life events, such as marriage, divorce, the birth of a child, or significant changes in your financial situation. A regular review every 3-5 years is also advisable to ensure it reflects your current circumstances and wishes.

While it is possible to write your will yourself, using a professional will-writing service ensures that your will is legally valid, free of errors, and tailored to your specific needs. Professionals also provide advice on complex matters like inheritance tax and trusts.

The cost varies depending on the complexity of your estate and the level of service you choose. Simple wills are generally less expensive, while more detailed wills, involving trusts or tax planning, may require higher fees. It’s best to get a personalised quote based on your circumstances.